Anyone who runs a business knows to expect the unexpected, despite having the best laid plans in place. It is the nature of doing business.
It’s impossible to predict where a disruption to your business will come from. Damage by fire or the effects of weather (such as flooding) or in the form of problems in your supply chain or even a lawsuit stemming from a public liability issue.
Commercial insurance is a necessity, from large companies with hundreds of employees right down to the most modest of small businesses. Commercial insurance will protect your business from the unexpected, ensuring that should disruptions occur through loss or damage, you won’t be out of pocket.
Eclipse has the experience to give comprehensive advice on a range of policies that will give you the level of protection that your business needs including:
Residential Landlord – Providing protection for owners of residential properties with cover for damage, loss of rent and public liability.
Liability/Trade – If you are in a trade, either as sole trader or employing tradesmen, then liability insurance covers you against death or injury of third parties and damages occurring from your work.
Liability/Professional – If you are in a profession, either as a sole trader or an employer of professionals, liability insurance covers you against third party persons’ injury or death and damages that may occur from your work.
Office – With an office insurance policy you are protected against loss and damage of equipment, and damage to the premises, as well as covering you for liability.
Shop – Shop insurance covers several types of retail business (from shops to pubs and restaurants), providing cover for buildings and stock and protection against theft and disruption.
Commercial Landlord – A comprehensive policy designed to cover all bases, commercial landlord insurance covers damage, loss of rent, subsidence and liability, from single to multi owned properties.