Equity Release

Using your house to increase the capital available to you

There are times in life when we all need a bit of extra money. If you are retired and own your own home, equity release is a way of freeing up some of the capital wrapped up in the value of your property.

Equity release is generally an option considered by those over 55. Perhaps you could do with a lump sum to help fund your future plans, use it as a means of topping up your pension or consider it for the purposes of tax planning.

It always pays to weigh up the options

Due to the inflexibility of equity release, it could end up having an impact if your circumstances were to change in the future. It could also affect your state benefit entitlement.

The important thing to stress is that there are other options to consider, as well as equity release, when it comes to fulfilling your financial needs (of which we will happily discuss with you).